Westpac started in 1817, and was called Bank of New South Wales then. From then on it has become one of Australia’s leading financial services with over 10 million customers today. Their services include retail banking, business and institutional banking. Westpac also has offices in London, New York, Hong Kong and Singapore which are key financial markets of the world. Westpac is extremely customer centric and has five divisions to take care if its customers. They are: - Westpac Retail and Business Banking, BT Financial Group, St. George Bank, Westpac New Zealand, Westpac Institutional Bank.
Westpac’s personal home loans are flexible and easy. The borrowers deposit is 20% of the home value. From time to time they do away with the establishment fee of AUD $600.You can choose from a range of repayment options.

The premier advantage package helps you save up to 0.7% p.a. off the standard variable rate on selected loans and it has no establishment fees or monthly service fees on selected loans.

Flexi First option Home Loan has a variable flexi repayment Rate at 5.11% pa, a $600 establishment fee but at present there is no establishment fee for First Home Buyers at present. There is no monthly loan maintenance fee and the loan can be for 30 years, and monthly, weekly or fortnightly repayment terms is possible.

Rocket Repay Home Loa lets you deposit your entire salary and savings in the transaction account and links this to your home loan. Hence apart from the interest being offset, the interest you earn on your deposit is also calculated and you save interest with every dollar left in your transaction account, and this can trim your loan years.

Westpac also has personal loans section to suit everyone’s needs…

Whatever the kind of interest rate you are looking for , be it fixed or variable , whether you have assets and security or not , Westpac has something for you.

You can get an unsecured Flexi Loan ranging from $4,000 - $75,000, and with long term repayment between 1 and 5 years, where you pay a fixed amount each month, or pay what you can to meet the minimum amount.

Fixed Rate Personal Loans offers loans for 4,000 - $50,000 if there is no security and 4,000 - $100,000 on getting security, and Car Loan ($4,000 - $100,000) against security.
Repayment can be long term and you can choose repayment from one to seven years.
Westpac also has a business banking and agri banking division apart from the general savings bank and credit card division.