St. George began as housing based financial institution and became a full fledged bank in 1996. St George Bank merged with Westpac on 1 December 2008 and the merger created a more diverse and even stronger financial services company. This group provides a range of full fledged banking services in the retail, investment and business sectors.

Their home loans section is perhaps the most acclaimed. They offer home loans to suit every ones budget.

Their Standard Variable Rate is one loan that offers 100% flexibility.
The Portfolio is also a flexible line of credit line and under this loan you can borrow up to 90% of the value of your home, use this money to make other investments and build assets; St George Bank has been awarded a five star rating for this loan.

The basic home loan is for people who want a low rate of interest and no monthly fees. You also have the flexibility of making repayments weekly or fortnightly and when you have the money you can also make extra payments. Now for the bonus you get a redraw facility for that extra payment.
Do you want to protect yourself against fluctuating interest rates? Then the fixed rate loan is a good option. Under this loan you can fix the rate for a period of one to five years and the rate remains fixed for the period fixed by you. After that period the loan reverts to the Standard variable rate. You can fix the rate again if you wish.

St George Bank offers the Advantage Home Loan Package which is perhaps the most valued and exceptional. Under this you get a home loan and some popular credit card and personal accounts too. So this is an all in one package indeed.

Apart from home loans St George Bank also gives you refinancing loan. They have an automated system on the web which helps you find out what refinance plan is ideal for you. All you have to do is key in some particulars like your house value, repayment amount, work history, how much loan you need and few other details and the calculator works out a plan for you. Alternatively you can contact the banks sales personnel who will only be too happy to help you.

St George Bank also offers personal loans. Secured personal loans offered by them are ideal for refinancing or buying a car whereas with unsecured personal loan you can go in for debt consolidation.  The get set loan is really flexible and you can use it for a holiday, renovation or even to pay school fees for your children.

Apart from loans you can open bank accounts and use credit cards issued by the bank.