ANZ as the name suggests is Australia and New Zealand Banking Group. Their head quarter is in Melbourne. It is one among the top 50 banks of the world and a major financial and international banking group.

The bank takes care of all those customers who are in to retail and wealth management in Australia .In fact they are taken care of very well by the bank and its branches all over Australia.
The Retail segment of the bank delivers a range of banking products and services to cater to the needs of its retail customers. The Commercial segments are serviced through small co-operatives which cater to the needs of the small and medium enterprises. This division also division also serve the high net worth individuals, by a dedicated wealth management sector.

The ANZ retail distribution division appoints specialist sales staff for servicing retail customers.
Retail Products is entrusted with delivering a range of products like credit cards, transaction banking, personal loans, and mortgages and savings and deposits.

Commercial Banking offers have a fleet of dedicated managers and they offer customers advice and solutions for the Commercial market. This segment basically focuses on Business Banking, Small Business and Agricultural segments. Esanda Finance, one of Australia’s leading asset finance companies is under this division.

ANZ tackles the wealth business by allocating three business segments to target high net worth individuals.  The three segments are:-
Investment and Insurance are the two main things accountable for wealth management products of ANZ.

Private Banking helps to service individuals and groups and they assist customers to manage, and preserve their assets. They offer a range of financial solutions by advising them about investing.
ING Australia is basically a venture jointly made between ANZ and ING Group. This joint venture concentrates more on wealth creation and management.

ANZ bank was incorporated on 14 July 1977 in Australia. They are the  are one of the number one bank in New Zealand and one of the ten largest companies in Australia with  assets of AUD$471.02 billion. We operate in more than 30 countries across Australasia, Europe, USA and Asia, Pacific and Dubai. They have a Technology and operations centre in India at Bangalore which is one among the IT cities of the world.

ANZ has a work culture to be admired. ANZ values all their employees no matter the age, gender, culture Etc. ANZ realises that each one is unique and hence values their contribution. ANZ values mature aged workers and their experiences and so the group likes to retain skills.

ANZ was the first company in Australia to introduce a policy for Career Extension that guaranteed part-time work for employees who were aged 55 and over. This was also approved by the Federal Government.