A good financial planner is the best option for your money management needs. However, a lot of people cannot afford to appoint a professional money management consultant. The advent of internet has opened up a host of opportunities and numerous free online top money management tools you can make use of. By using these devices, it is possible to plan your finances and also generate a significant amount of savings every month.

One of the top money management tools online is mint.com. It is possible for you to even create an anonymous account on this website as you add your investment accounts, credit card and bank details. After collecting the information, your stock trades, purchases and balances are pulled out by mint and a complete and comprehensive overview of your financial position. Mint.com offers a variety of other interesting features which include budgeting tools, categorization, automatic expense and graphs.
Credit cards are extremely convenient for emergencies. However, if you constantly have a balance on your card, you will be paying a huge amount as interest month after month. Credit card debts usually pile up very fast. Mint.com help manage your credit in the most effective manner.

All you need to do is to add your credit card to the unique personal finance software to know the fees and interest you have been paying and APR. Mint will then conduct an in depth, valuable analysis on your payment and spending history to determine which course of action can solve your problem. With the help of top money management tools online, it is possible for you to have a constant check on your spending trends and see where there is a scope for improvements. You can then set goals that are realistic for better money management.

Another wonderful money management tool online is the Wesabe.com. This site combines a unique community atmosphere with financial management tools online. An interesting fact about this site is that it is extremely secure and anonymous. Just like mint.com, this site too offers you an overall comprehensive picture of your financial position and helps you determine the best course of action. Here you can also discuss your position with other members of the community. This way you will be able to get some vital information and tips based on real life experiences. A good financial decision taken by one person can help the entire community.